When it comes to the percentage of people in our state who are enrolled in a health insurance plan, Arkansas falls below the national average. Hundreds of thousands of Arkansans do not currently have health insurance and are left vulnerable as a result.
Why You Need Health Insurance
If you are healthy with no underlying conditions, you may not be interested in health insurance. Instead, you may save or spend what you would spend on your monthly premium on something else. If you never go to the doctor, why pay for it, right? Consider the following…
Unexpected Costs
Anything can happen. Health emergencies can come out of nowhere, and any ER visit, surgery, or rehabilitation can cost tens of thousands of dollars. One in three credit card holders are in debt because of medical bills.
Preventive Care
By regularly visiting the doctor and taking care of yourself, you can prevent illness and disease before they start.
Evidence-based preventive services are effective in reducing death and disability, and are cost-effective or even cost-saving.
Preventive services consist of screening tests, counseling, immunizations or medications used to prevent disease, detect health problems early, or provide people with the information they need to make good decisions about their health.
The National Prevention, Health Promotion and Public Health Council
Health Benefits
Bronze and Silver plans with BlueCross BlueShield include:
- Preventive care at no extra cost, including routine physical exams, gynecological visits, immunizations, and bone density tests
- The first two primary care physician visits for free (co-pay thereafter)
- Low prescription drug copays on generic drugs
Then, depending on your plan, you can receive the following services at a free or discounted rate when you reach your deductible:
- Specialist office visits
- Urgent care visits
- Routine vision exam
- Inpatient hospitalization
- Outpatient services
- Emergency Room
- Durable medical equipment and related supplies
- Maternity and family planning
- Laboratory and x-ray services
- Mental health/substance abuse benefits
Sign Up for Health Insurance
Farm Bureau Insurance agents broker health insurance policies from Arkansas BlueCross and BlueShield, the largest health insurer in Arkansas. Our agents are trained to help our policyholders select health insurance plans that meet their unique health benefit and budget needs.
We are proud to offer this health benefit to our policyholders in addition to comprehensive life, auto, and home policies.
If you would like to learn more about a health insurance policy with Arkansas BlueCross and BlueShield, please contact a local agent near you using our Agent Finder.