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Coverages

Whether you want collision or comprehensive, we have the right auto policy for your needs.

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Auto Insurance Coverages

When it comes to protecting yourself and your family, you want the best insurance coverage for your money. Here’s a brief description of the coverages available from Farm Bureau Insurance.

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Collision Coverage

Collision Coverage helps pay to repair your auto for losses caused by collision with another object or by accidental upset.

Comprehensive Coverage

Comprehensive Coverage will pay those costs to repair or replace your auto when involved in all other types of accidents such as fire, theft or vandalism, windstorm or tornado, hail, and hitting an animal.

Liability Coverage

Liability Coverage pays those expenses of another party that you might become legally responsible for because of an auto accident. These costs may include your defense costs, medical and rehabilitation expenses, property damage and repair costs.

Rental and Travel Expense Reimbursement Coverage

Rental and Travel Expense Reimbursement Coverage pays for replacement auto rental or travel, lodging, and meal expenses when your auto is disabled due to a covered Comprehensive or Collision loss.

Personal Injury Protection

Personal Injury Protection helps pay medical and funeral costs as well as disability income if you, your family, and passengers of your auto are injured or killed in an accident.

Uninsured Motorist Bodily Injury Coverage

Uninsured Motorist Bodily Injury Coverage protects you, your family, and passengers of your auto if you are injured by someone who does not have any insurance, or if you are involved in a hit-and-run accident.

Uninsured Motorist Property Damage Coverage

Uninsured Motorist Property Damage Coverage pays to repair or replace your auto when damaged by someone driving an uninsured auto, or a hit-and-run accident.

Underinsured Motorist Coverage

Underinsured Motorist Coverage pays medical and related costs for injury to you, your family, and passengers of your auto if you are involved in an accident with someone that does not have enough liability coverage to cover your expenses.

Antique/Classic Car Coverage

Antique/Classic Car Coverage allows you to customize your Comprehensive and Collision coverages for an older auto with special value considerations. Our stated value helps to establish the value of the auto prior to any losses.

Roadside Assistance Coverage

Roadside Assistance Coverage* applies to all private passenger autos, motorhomes and farm trucks that have collision coverage. The limit for private passenger autos is $75. The limit for motorhomes and farm trucks is $500. It provides emergency towing services and emergency roadside assistance services including jump start and flat tire change, lockout services and the delivery of gasoline (up to 2 gallons).

*Services are performed by and/or through Cross Country Motor Club, Inc. except in Alaska, California, Hawaii, Oregon, Wisconsin and Wyoming, where services are performed by and/or through Cross Country Motor Club of California, Inc.


For more specific information, visit our Auto Insurance Frequently Asked Questions—or find a local agent and simply give us a call today.

Our Auto insurance is a product of Southern Farm Bureau Casualty Insurance Company.

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