Insurance Products


Members may receive a number of discounts on our auto insurance policies.

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Save with our Arkansas Auto Insurance Discounts

At Farm Bureau Insurance, we work hard to help our customers protect what they love, and save money at the same time.

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Ask your local agent if you qualify for the following discounts:

Companion Policy Discount

Companion Policy Discount rewards our insureds with a credit for allowing us to insure your private passenger autos and your home.

Claims Experience Discount

Claims Experience Discount will lower your premiums if you have no chargeable accidents.

Driver Training Discount

Driver Training Discount is available to qualifying drivers under age 22 and can reduce your premiums.

Defensive Driving Discounts

Defensive Driving Discounts which are available for the completion of a DD course certified by Arkansas Department of Motor Vehicles will lower your premiums.

Good Student Discounts

Good Student Discount, which can lower your premiums, is available to qualifying full time students who are at least 16 years old.

Post Graduate Discounts

Post Graduate Discounts, available to graduates of a four-year college or university, can lower your premiums. To be eligible one must be under age 25 and have a cumulative grade of “B” or better.

Farm Discount

Farm Discount is available for private passenger autos with a farm usage.

Customer Loyalty Discount

Customer Loyalty Discount will save you premium when you have been insured with us for over two years.

Financial Responsibility Discount

Financial Responsibility Discount gives a premium savings when you have had no non-sufficient funds payments in the past three years.

Continuous Coverage Discount

Continuous Coverage Discount will reward our insureds that have had no lapses in coverage in the past three years.

Insurance Score Discount

Insurance Score Discount will lower your premium if you have a favorable insurance score.


DriveDown is a deductible rewards program that lets you save on your deductibles as a reward for driving safely, and can help you become a safer driver in the process.

Got questions about our discounts? Browse our Auto Insurance Frequently Asked Questions—or click here to find a local agent and give us a call today.

Our Auto insurance is a product of Southern Farm Bureau Casualty Insurance Company.

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