Insurance Products


Members may receive a number of discounts on our auto insurance policies.

Find an Agent

Save with our Arkansas Auto Insurance Discounts

At Farm Bureau Insurance, we work hard to help our customers protect what they love, and save money at the same time.

Get a Free Auto Insurance Quote.

Ask your local agent if you qualify for the following discounts:

Account Discount

The account discount is a new version of our companion policy discount. It has been expanded to provide an extra discount for a companion life policy. Policyholders who have both a home and life policy with us may receive a 27 percent discount.

Claims Experience Discount

Claims Experience Discount will lower your premiums if you have no chargeable accidents.

Driver Training Discount

Driver Training Discount is available to qualifying drivers under age 22 and can reduce your premiums.

Defensive Driving Discounts

Defensive Driving Discounts which are available for the completion of a DD course certified by Arkansas Department of Motor Vehicles will lower your premiums.

Good Student Discounts

Good Student Discount, which can lower your premiums, is available to qualifying full time students who are at least 16 years old.

Post Graduate Discounts

Post Graduate Discounts, available to graduates of a four-year college or university, can lower your premiums. To be eligible one must be under age 25 and have a cumulative grade of “B” or better.

Farm Discount

Farm Discount is available for private passenger autos with a farm usage.

Customer Loyalty Discount

Customer Loyalty Discount will save you premium when you have been insured with us for over two years.

Financial Responsibility Discount

Financial Responsibility Discount gives a premium savings when you have had no non-sufficient funds payments in the past three years.

Continuous Coverage Discount

Continuous Coverage Discount will reward our insureds that have had no lapses in coverage in the past three years.

Insurance Score Discount

Insurance Score Discount will lower your premium if you have a favorable insurance score.

Paperless Policy Discount and Paperless Billing Discount

If you’re looking for a great way to save money and cut down on the paper or mail in your life, this is the discount for you. Customers who take advantage of our paperless policy discount and paperless billing discount can receive a discount while also decluttering their life.

Electronic Funds Transfer (EFT) Discount

Since you’re already thinking about going paperless, set up your payments as an electronic funds transfer (EFT) to receive our EFT discount. Not only do you not have to worry about payments being on time, but you’ll be able to save money at the same time.

Legacy Discount

If your parents are Farm Bureau Insurance policyholders, and you’re turning 30, you’ll get a discount when you move from your parents’ policy to your own. You get a seamless transition of service and a discount to start your new relationship with a company your parents trust.


DriveDown is a deductible rewards program that lets you save on your deductibles as a reward for driving safely, and can help you become a safer driver in the process.

Got questions about our discounts? Browse our Auto Insurance Frequently Asked Questions—or click here to find a local agent and give us a call today.

Our Auto insurance is a product of Southern Farm Bureau Casualty Insurance Company.

Download the MOBILE agent App

MOBILE agent offers on-the-go convenience with 24/7 access to account information. Review your policies, report a claim, contact a local agent, or request emergency roadside assistance — all with a few taps of your screen.